Disclaimer

StakingRewards.eu compares current staking rewards and crypto interest rates, but cannot decide which product suits your circumstances. This page explains what you can expect from the comparison, why a displayed return is never a promise and how affiliate links are used.

General information, not personal advice

StakingRewards.eu is a comparison and information website. Its content is general and does not take account of your finances, knowledge, objectives, risk tolerance or investment horizon. Nothing on the site is personal investment advice or a recommendation to choose a coin, provider or return product.

A high table position means only that the displayed rate was higher when the data was collected. It is not a quality judgement about the coin or provider. Read the provider’s terms, verify the current information and decide whether you understand the product and its risks.

Rates are snapshots

Providers and protocols can change a rate, term, limit or condition without notice. We therefore show when data was last collected where possible. A current rate does not determine what you will receive in a later period.

An annualised return may depend on conditions such as:

Where APR is converted to APY, this is disclosed with the offer. The conversion assumes that rewards are reinvested. Fees, price movements, different payment intervals and changing rates can make your actual result different.

Returns are usually earned in crypto. The euro value of your position can fall even while the number of coins increases. A positive staking return does not prevent a loss caused by a price decline.

The product type determines the risk

The same label in an app can describe different products. A provider may show earn or staking while lending your coins in practice. We therefore classify offers by the source of the return, not only by the provider’s product name.

Product typeSource of the returnImportant risks
Network stakingRewards from a Proof of Stake networkPrice risk, validator risk, slashing, withdrawal delays and possible custody risk
Protocol stakingAn on-chain protocol rewards locking a tokenSmart contract, protocol, governance, price and liquidity risk
Liquid stakingNetwork rewards represented by a liquid staking tokenNetwork staking risks plus smart contract risk and divergence from the underlying coin
Lending to a companyA provider uses or lends your crypto and pays interestCredit and counterparty risk, changing terms and possible loss in insolvency
DeFi lendingBorrowers pay interest through an on-chain lending protocolSmart contract, oracle, liquidation, collateral and market liquidity risk

This is a summary, not a complete risk assessment. The precise risks depend on the coin, protocol, provider, custody method and terms. Our guides explain the differences between staking and lending and the additional risks of liquid staking.

Our classification is informational

We assess whether a coin supports network staking, protocol staking or no on-chain staking. If a coin is unknown or insufficiently researched, we do not make that claim. The classification is intended to make products understandable; it is not a legal opinion and does not replace provider documentation.

What a MiCA licence does and does not cover

MiCA regulates specified crypto-asset services. Staking and crypto lending are not separate services in MiCA’s list. A provider holding clients’ crypto to provide staking as a service may nevertheless need authorisation for custody, and authorised providers must comply with requirements applying to that service. This does not guarantee the staking product or remove protocol, price or counterparty risk. See MiCA and crypto staking for the distinction.

A MiCA licence is not a deposit guarantee. European deposit guarantee schemes protect eligible bank deposits, not cryptoassets or a loan you make to a crypto provider. Check the legal entity, the specific regulated service, the product terms and your position if the provider becomes insolvent.

Official background:

Data accuracy and availability

We collect rates daily through provider APIs or official provider pages. Automated checks flag, among other things, implausible changes from an earlier reading. Product type and staking mechanism are assessed separately.

Despite these checks, information can be incomplete, delayed or wrong. An API may return an incorrect value, a provider may change its conditions, or a product may be unavailable in a particular country. Verify the current rate, term, limits, fees and conditions with the provider before making a decision. Report errors through the contact page.

Some links are affiliate links. If you follow one and become a customer, Marketing & Lead Automation Ltd. may receive a fee from the provider. This normally costs you nothing extra.

A commercial arrangement does not determine table position or alter the product classification. Tables are sorted by the displayed rate, and providers without an affiliate arrangement can also be included. The about page explains the methodology and business model.

External websites

Links to providers, protocols and sources lead to external websites. StakingRewards.eu does not control their availability, security, content or terms. Their own privacy policy and conditions apply.

Liability

You use the site and make decisions based on its information at your own risk. To the extent permitted by law, Marketing & Lead Automation Ltd. is not liable for loss caused by relying solely on information on StakingRewards.eu, by data proving outdated or incorrect, or by a provider, protocol or external website failing to operate as expected.

Nothing in this disclaimer excludes or limits liability where applicable law does not allow it.

Changes and contact

We may amend this disclaimer when the site, methodology or law changes. The date at the top shows when it was last substantively updated. Questions can be sent to info@stakingrewards.eu.